Looking Ahead is Part of Year-End Planning

Of course, you and your financial professional want your year-end planning conversation to adjust your long-term retirement planning. 

But you also want to discuss any changes you anticipate in the coming year.

•    Are you planning a major expense? From funding a renovation to paying tuition, these financial decisions impact your long-term plan.
•    Have there been any changes to your health or the health of an aging parent? If a health-related issue for you or someone in your family is now top of mind, the coming year might have you considering shifting your financial plan to include long-term care funding or saving more for healthcare. 
•    Is a child moving off your healthcare policy this year? Most employee-sponsored health benefits only let you carry an adult child until the age of 26. How will you need to adjust your plan if you no longer need to cover a child?  

And perhaps the biggest change you might be considering in the coming year:

Will you retire?

Now’s the time to look ahead with your financial professional and, together, balance your retirement strategy with any upcoming life changes. 

Reach out to learn more.